As Featured In • October 2026
Piragash Sivanesan Is Bringing Structure to Complex Property Finance

A compelling real estate opportunity can exist on paper, supported by strong fundamentals and serious ambition, yet still face one decisive obstacle: the funding structure. For Piragash Sivanesan, this is where the real work begins. Through Lumora Capital, his focus is structured finance for real estate transactions, supporting borrowers seeking loans from £10 million to £50 million. Rather than centering the conversation on a particular property category, the approach is asset-type agnostic, with attention directed toward value, execution and delivering funding solutions with greater certainty.
In property investment, capital matters. But how that capital is structured can matter just as much.
Piragash Sivanesan Works at the Intersection of Property and Finance
Large real estate transactions rarely depend on a single moving part.
Behind the visible asset sits a financial architecture involving the borrower, capital requirements, transaction objectives and a structure capable of bringing those elements together.
Sivanesan’s professional positioning is built around this intersection.
The question is not merely whether funding is required.
It is what funding structure fits the transaction.
That distinction becomes particularly significant when financing requirements move into eight-figure territory.
At £10 million to £50 million, clarity and execution become essential parts of the process.
Lumora Capital Focuses on Making Property Ambition Executable
At Lumora Capital, the stated focus is straightforward: execute on clients’ property investment requirements.
That language reflects a practical philosophy.
Real estate entrepreneurs and investors can identify opportunities, develop plans and recognize value, but without an appropriate capital structure, even promising projects can struggle to move forward.
Lumora Capital works with borrowers seeking to unlock projects through substantial property loans.
For Sivanesan, finance therefore becomes more than access to money.
It becomes a tool for turning opportunity into something executable.
Piragash Sivanesan Is Focused on Making Capital Work With Opportunity
The real estate industry naturally celebrates visible outcomes: buildings, developments, acquisitions and investment portfolios.
The financing behind those outcomes is less visible.
Yet without the right capital structure, many property ambitions remain exactly that: ambitions.
Piragash Sivanesan is building his work around the space between opportunity and execution.
Through Lumora Capital’s focus on structured real estate finance, asset-agnostic assessment and loans ranging from £10 million to £50 million, the objective is clear.
Understand the transaction.
Find the right structure.
And focus on delivering with certainty.
Because in major real estate investment, securing capital is important.
Structuring it correctly can be what allows the entire opportunity to move.
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