£100M First charge loan: Revolving loan facility for an UHNWI's vehicle allowing them to opportunistically acquire properties with debt.
Structured and executed a £100 million property hunting licence designed to support a client's acquisition strategy across a pipeline of real estate investment opportunities. The facility provided upfront certainty on credit policy, underwriting parameters, leverage limits and asset eligibility criteria, enabling acquisitions to be assessed against a pre-agreed framework and significantly reducing execution risk. By establishing due diligence requirements, reporting standards and approval processes in advance, the structure allowed the client to move quickly when opportunities arose, with confidence that qualifying transactions could be progressed efficiently without requiring a full credit review for each acquisition. The hunting licence combined flexibility with robust risk management, providing funding certainty, accelerating transaction timelines and enhancing the client's ability to compete effectively in acquisition processes where speed and certainty of execution were critical.
How we structured it
Standardized pre-approvals
Pre-approval of property types for inclusion subject to agreed credit and due diligence standards
Certainty of drawdown
Clear information requirements provided certainty to the client on what was required to draw down
Frictionless debt redeployment
Revolving nature of facility allowed client to redeploy the debt line without redocumenting or seeking a new facility
