BTL Portfolio

£20.5M first charge bridge facility enabling our client's rapid acquisition of a 200+ unit residential portfolio.

High aerial monochrome perspective looking down over dense rows of traditional back-to-back terraced residential houses, with four properties selectively highlighted in bright teal.

Advised on the structuring the company and subsidiaries prior to acquisition which maximized the value of the portfolio and leverage, minimized refinance risk by allowing multiple lenders to refinance part of the total portfolio or take the entire loan. Further since acquisition was time sensitive, pragmatic use of title insurance on the granular portfolio coupled with sampling of environmental searches allowed us to complete the loan smoothly, quickly and diligently.

Facility Size£20.5m
LTV on Purchase~85%
LTV on Value75%
Assets Funded200+ residential units

How we structured it

Structured the framework

Worked alongside client and broker to design a legal structure that fit a granular multi-asset portfolio.

Title insurance at scale

Deployed title insurance across 200+ properties to compress the due-diligence path and hold the timeline.

Flexed 2 days to close

Re-cut the underlying lending structure 48 hours before completion—and still delivered on date.

LocationWest Yorkshire, UK
Deal Amount£20.5m
Deal TypeFirst Charge Bridge Facility
Team Members